PayPilot — Crypto Swaps, Cards, Crypto Wallet and OTC Exchange

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Multi-Currency Wallet

Popular crypto assets, stablecoins, and traditional fiat currencies - all in one app

Instant exchanges

Swap crypto assets and convert between crypto and fiat inside your wallet

Transfers & Payments

Receive or transfer assets without limits, and pay for purchases directly with crypto

PayPilot is a licensed European wallet for your assets

With us, your finances are securely protected. We are your reliable partner in investing, storing, and using funds.
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Easy start in crypto

Beginner-friendly interface that eliminates user errors

Securing your crypto

Audit reserve, cold wallet storage, and 2FA security

EU license

Has all the necessary licenses for financial transactions.

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Borderless card and wallet for everyday use

Pay for anything, anywhere - using the built-in crypto card.

One wallet for all your assets - receive, send, and exchange them freely with no limits.

The usual IBAN in your wallet - send and receive via SEPA transfers for everyday convenience.

Buy crypto instantly in the App

Purchase popular assets quickly and without limits - right inside PayPilot.

Swap currency at the best rates

Exchange crypto and fiat instantly at competitive market rates.

Referral Program

Invite friends, earn rewards - simple, fair, and fully transparent.

More info about wallet

Crypto payment processing

Accept digital assets from customers and settle in fiat.

On/off-ramp rails

Move funds between crypto and bank accounts at scale.

OTC desk

Execute larger crypto-to-fiat and fiat-to-crypto trades with deep liquidity

PilotChain compliance

Coming soon

Blockchain risk-scoring and AML tools for regulated partners.

PayPilot for business

Our security

We use AES-256 encryption and we’re PCI-DSS compliant. We also hold the widely-respected ISO 27001 certification.

Convenient payment

Buy crypto instantly with a credit or debit card, bank transfer, Apple Pay, Google Pay, and more.

Low fee

Transparent terms, fair rates, and no hidden fees.

Available globally

Purchase Crypto in more than 150+ countries using the local currency of your bank account.

Start your journey in crypto right now!

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Learn how to use crypto in real life

The PayPilot blog and academy show how to use crypto and digital payments for everyday needs: from traveling and shopping to running a business and managing payouts.

5 Mistakes New Crypto Users Make (And How to Avoid Them)

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Best Ways to Convert Crypto to Fiat Instantly

Bitcoin Eyes the $95 000 Wall — Will April’s Tailwinds Finally Smash It?

Bitcoin Hits New All-Time High — Is the Rally Overheating?

Bitcoin Hits New Highs in Institutional Era — Will This Rally Hold?

In which countries can I use the PayPilot card?

You can use the PayPilot card anywhere standard debit cards are accepted, both online and in physical stores, within the supported regions. Availability of card issuance and IBAN services depends on your country of residence and local regulations.

Which assets can I hold and spend with PayPilot?

You can store and manage BTC, ETH, USDT and EUR in your PayPilot wallet. The card lets you spend from your euro balances, with instant conversion to the merchant currency when needed.

How do on-ramp and off-ramp flows work?

On-ramp allows you to convert EUR to supported crypto assets and top up your PayPilot wallet. Off-ramp lets you sell crypto for EUR and withdraw funds to your IBAN via SEPA transfers, subject to limits and compliance checks.

Is PayPilot regulated and compliant?

PayPilot operates with EU-grade AML, KYC and blockchain monitoring, working with regulated partners and infrastructure providers. Your account is verified once, and all flows are monitored to keep payments and settlements safe.

How do I start using the PayPilot card?

Download the app, complete a quick identity verification, open your wallet and IBAN, and order the card. Once it is active, you can top up with crypto or EUR, link the card to Apple Pay or Google Pay, and start using it for everyday payments.

One app for all your finances